Residential Care Loan

Overview

A case-assessed, repayable loan for residential care, secured by a caveat over your home.

Eligibility points to check

Check Residential Care Subsidy first. The loan requires asset, property and legal checks; repayment is normally due after sale or death within the scheme’s deadlines.

How to proceed

Obtain the form through a needs assessment and check loan and legal steps with the Residential Subsidy Unit.

Before you apply

Have identity and residence details, income or asset information, and any relevant medical, tenancy, care or study evidence ready. The official application page decides the exact documents required.

Key amounts and dates to confirm

• Payment amount, income or asset limits
• When payments normally start and whether backdating is possible
• When support ends and whether renewal or updates are required
• Whether it can be combined with other support and whether repayment applies

These figures and dates depend on your circumstances and policy changes; iKoru does not estimate them.

Official information and application

• Ministry of Health / Work and Income — Official information and application

Find support for me

Looking for other relevant support? Answer a few questions to find programmes worth checking. Results are information prompts, not eligibility decisions.

Review and corrections

This is an independent summary based on the official source above. It does not represent the agency or decide eligibility or amounts. Send an official evidence link if a rule or wording needs correction.

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Related support

• Disability Allowance
• Community Services Card
• Supported Living Payment

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